Independent Studio

Financial tools for
startups
& SMEs

Innoverta is a tool studio founded by Rashed Sawaqed, building practical products for cap table planning, startup valuation, costing, financing strategy, exit readiness, and investment decision support.

Live Stack Seven active tools built by Rashed Sawaqed to help founders and SMEs plan, value, cost, structure ownership, choose financing paths, build business value, and review investment decisions with clarity.

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Roadmap Energy Each new release starts with a real question from founders, startup teams, and SME leaders, then turns into a practical workflow they can actually use.

Core Thesis Turn institutional finance and strategy thinking into accessible tools for startups, SMEs, and capital decisions.

What People Come Here To Solve

Search intent

Startups

How to build a cap table for startups

Caply helps founders structure ownership, model dilution, size option pools, and compare fundraising scenarios in a way that is clear enough to use before a real round.

Valuation

Startup valuation methods explained

VE makes startup valuation methods easier to understand by bringing discounted cash flow, market multiples, and asset-based logic into one practical valuation workflow.

SMEs in UAE

Best financial tools for SMEs in UAE

From Planova and Costova to Finova and AssetFirst, Innoverta gives SMEs in the UAE practical tools for planning, costing, financing, and long-term value building.

Tools Developed by Rashed Sawaqed

Active releases

01 / Planning Live

Planova

Business Planning & Feasibility Study Tool

An integrated operations and financial analysis platform built for startups and SMEs. Planova walks founders and analysts through structured feasibility assessment, covering revenue modeling, cost structures, break-even analysis, and operational readiness.

innoverta.com/planova

02 / Valuation Live

Business Valuation Tool

CFA-grade multi-method analysis that demystifies what a business is truly worth. VE synthesizes discounted cash flow, market multiples, and asset-based approaches into a rigorous, transparent valuation framework, giving founders and investors a defensible number.

innoverta.com/ve

03 / Costing Live

Costova

Integrated Cost Calculator for Goods & Services

Integrated cost calculator for goods and services, helping users estimate true cost, catch often-missed expenses, and reach a more confident price with industry-specific guidance.

innoverta.com/costova

04 / Ownership Live

Caply

Cap Table & ESOP Planning Tool

Caply is a founder-focused cap table and ESOP planning tool that helps you understand ownership, model dilution, size your option pool, and compare fundraising scenarios with clarity.

innoverta.com/caply

05 / Finance Live

Finova

Financing Path Recommendation Tool

Finova evaluates business profile, financial health, founder preferences, and funding need to recommend the best financing path using eligibility rules, weighted scoring, and scenario simulation.

innoverta.com/finova

06 / Exit Readiness Live

AssetFirst

Business Value Building & Exit Readiness Tool

AssetFirst is a business value-building and exit-readiness tool for SME owners. It helps you assess how transferable, scalable, and buyer-ready your business is, identify the gaps that reduce value, and follow a practical roadmap to build your company as an asset, not just a founder-dependent operation.

innoverta.com/assetfirst

07 / Wealth Live

Portova

Digital Wealth & Investment Advisor

Portova is designed to act as a digital wealth and investment advisor, this tool complies with principles aligned to the (CISI) ICWIM framework, with emphasis on suitability, risk awareness, diversification, and transparency.

innoverta.com/portova

Next release

Something new is taking shape

Why Innoverta Exists

To make financial decisions clearer for startups and SMEs.

Innoverta was created to turn years of business planning, valuation, financing, and commercial strategy work into practical digital tools that founders and SME leaders can use without needing a large advisory team.

Each tool is built around a real decision: how to build a cap table for startups, how to understand startup valuation methods, how to estimate true costs, how to choose a financing path, and how to strengthen business value over time.

Methodology

Clear financial logic, practical assumptions, and decision frameworks users can actually follow.

Built for Founders & SME Leaders

The products are designed for people making real decisions, not for analysis that stays trapped inside spreadsheets.

Problem-Led Product Design

Every release starts from a recurring business question, then becomes a focused workflow with enough structure to support action.

Independent Studio

Innoverta is developed independently by Rashed Sawaqed with a clear focus on tools that support the startup and SME ecosystem in the UAE and worldwide.

Rashed Sawaqed

"I built Innoverta to turn financial and strategic analysis into practical tools that founders and SME leaders can actually use."

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Why These Tools Were Built

Founder perspective

From advisory thinking to usable tools

My work has long focused on the decisions that matter most to founders and SMEs: planning a business model, understanding value, structuring ownership, choosing financing, and making disciplined growth decisions. Innoverta turns those recurring decision points into products people can use directly.

Built for startups, SMEs, and the UAE ecosystem

The tools are shaped by the real operating context of startups and SMEs in the UAE, while staying relevant for users globally. The goal is simple: make better financial thinking more available, more practical, and more actionable for teams that need clarity without unnecessary complexity.

Cap Tables Startup Valuation SME Costing Funding Strategy Exit Readiness Investment Review UAE SMEs

Focus

Innoverta is focused on building digital financial tools that help startups and SMEs move from uncertainty to clearer action. The product direction is shaped by practical needs around business planning, valuation, cap tables, costing, financing, exit readiness, and investment decisions for the UAE market and for founders working anywhere.

Explore the tools Rashed Sawaqed developed for startup and SME decisions.

From cap tables and valuation to costing, financing, and exit readiness.

View Innoverta Tools

Important Notice

Disclaimer

Please review the following before using any of the tools published on this platform.

This web tool has been developed by Rashed Sawaqed and is currently in its beta version. As such, it may contain errors, limitations, or incomplete features. The tool is provided for general informational and planning purposes only and should not be considered as financial, legal, or professional advice.

All tools available on this platform are standalone applications. No user data is stored on our servers. All information is processed and saved locally within your browser (local storage) and may be exported by you as a JSON file to your personal device or drive.

You retain full ownership and control of your data at all times. While we prioritize privacy and aim to ensure a secure experience, we do not guarantee absolute accuracy, reliability, or availability of the tool.

By using this tool, you acknowledge and agree that it is provided as is, without warranties of any kind, express or implied.

rashed@sawaqed.net

Financial tools forstartups& SMEs